NurseInsure

NurseInsure

Nursing is stressful with many commenting that there isn’t even enough time to practice self-care. Nurses need medical malpractice, income protection in the event of an injury, poor self-care that leads to illness and results in a loss of income for the days not worked as well as professional and good samaritan liability insurance.

Whether you’re a nurse who is moonlighting to earn an extra income or privately employed, the ability to pay expenses and maintain a good quality of life much like the one given to your patients should be your number one priority.

What plans have you made to protect you and your family against the risk of losing
your income due to an unforeseen event?

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There are not enough nurses to care for the South Africans who are in need and as such nurses are in high demand, under extreme pressure and work long hours to care for those fortunate enough to have access to their skills and services. We read the headlines and listen to the stories our clients tell us every day.

Nurses need professional and good samaritan liability as well as medical malpractice insurance cover.

With the ongoing pandemic and challenging working conditions within the healthcare sector, a variety of scenarios where negligence may occur place nurses and healthcare workers in a vulnerable position where their careers and livelihood are at risk.

It is essential that individuals working in the medical industry have insurance should anything go wrong as a result of their actual or perceived negligence or malpractice. Recent reports highlight that claims over R1million rand have increased by 550% compared to those of 10 years ago, and claims over R5 million have increased by 900% in recent years. Legal experts have noted the rise in medical claims as well the increase in public awareness of patient rights. Healthcare workers must ensure they are adequately insured against the increase of medical malpractice litigation claims to protect their practice, their career and livelihood.

Plan for the unexpected

Planning for the unexpected takes perspective. Creating your future and living your dream takes skill. Contact our advisers to help you grow and secure your wealth for generations to come.

Professional Liability

Professional Liability coverage is very important for you as a nurse because if a patient was injured while in your care, they can sue you (along with any other healthcare professional involved in their care) for malpractice.

If the patient is successful in their suit against you and it is determined that you were negligent in the provision of professional services (by the way, several healthcare professionals can all be found negligent and contributing to a single patient’s injuries) this policy will pay proven damages up to the Professional Liability limit of liability up to R7,5 million.For more information on the terms and conditions, please contact us today!

Good Samaritan
Liability

Treatment or care administered at the scene of a medical emergency, accident or disaster by you whether present, by chance or in response to an SOS call following a disaster.

“I was a government employed nurse who was moonlighting to earn an extra income. I was off duty and helped administer care at the scene of a taxi accident. Even though the patient sued me, my career was protected because I had NurseInsure.”

HPCSA, SANCA,
Criminal & Inquest
Defence Costs

The Insurer will pay for your defence and legal representation costs of any Disciplinary proceedings by the Health Professions Council of SA and by the SA Nursing Council. The insurer will also cover the costs associated with criminal prosecutions, inquest proceedings against, or involving you, in the conduct of your scope of practice. For more information on the terms and conditions, please contact us today!

POPIA Documents

The Insurer will pay on behalf of the Insured, any loss with respect to a third party’s Documents for which the Insured is legally responsible, and which, during the Period of Insurance, have been destroyed, damaged, lost, distorted, erased or mislaid solely in the performance or non-performance of the Professional Services. With the new POPIA legislation in place, the protection of patient information is critical and insurance cover is recommended. For more information on the terms and conditions, please contact us today!

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