Life Cover

Life Cover is an insurance policy that provides you and your family with financial peace of mind. If something were to happen to you, your family would be covered for some of life’s major expenses. 

- Our Partners -

African american family spending time together at home.

Life Cover

Life Cover is an insurance policy that provides you and your family with financial peace of mind. If something were to happen to you, your family would be covered for some of life’s major expenses, including education expenses, university fees, living expenses, estate duty among other things. Some of the product on offer starts from as little as R 90 per month with no medical test. Terms and Conditions apply.

Contact your Maple financial advisor today to assist you in  calculating the amount of life cover you  require, and rest at ease knowing that your family will be taken care of when you are gone.

types of cover

Life insurance. Term life insurance (or death cover) insures that your spouse and dependents receive a pay out in the event of your death. It pays a pre-agreed amount in a lump sum at the time of death which affords your family financial security.

Critical illness and dreaded disease cover. This is insurance for critical illnesses and dreaded disease, such as cancer, strokes, and heart attacks. It is paid in a lump sum to cover medical expenses and ongoing recovery and rehabilitation costs.

Total & permanent disability (TPD). This covers you for permanent loss of work due to serious illness or injury. It is paid in a lump sum.

Income protection. The cover will provide you with financial protection if you are temporarily or permanently disabled as well as diagnosed with a critical illness, dreaded disease such as cancer, stroke and heart attack. Unlike other types of life insurance, income protection is paid in regular monthly instalments.

A woman and a man in wheelchairs are sitting on the lake shore. They have spinnings in their hands and they are fishing. They are smiling. Behind them are beautiful green trees and a park.

smarthome appliance & fixtures

Smarthome product assist with huge replacement expenses. It is probably more affordable to pay a monthly Smarthome premium than to repair and replace an appliance at a clients own cost.

happy family mother and children read a book in the evening at home

Advantages of life cover

Most life insurance policies pay a lump sum, which enables the family to meet important and demanding financial obligations like the following: bond payment, vehicle instalments, vehicle insurance and rent; everyday living expenses and bills. It also pays for funeral and estate-related costs like estate duties. They  will be in a position to pay tuition and educational expenses for your children and pay off loans and credit card debt.

Signup to our newsletter

For the latest industry news and medical advice, sign up to our newsletter.